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Litigation

Insurance Ombudsman Petition

Challenge rejected or short-paid insurance claims through the Insurance Ombudsman — IRDAI-compliant, fee-free for you.

Quick Facts

  • Turnaround
    Petition filed within 7 working days
  • Documents
    Policy, claim form, rejection letter, medical records
  • Government fees
    Nil — Ombudsman is free for the complainant
  • Professional fee
    From ₹11,999 — final based on claim size

All fees disclosed in writing before engagement.

Scope

What's included

  • Claim file analysis and rejection ground review
  • Pre-petition representation to insurer
  • Ombudsman petition drafted with annexures
  • Mediation and personal hearing representation
  • Award follow-up and enforcement support
Are you eligible?

Eligibility & requirements

  • Your claim was rejected or short-paid.
  • Internal grievance with insurer is exhausted (or 30 days lapsed).
  • Claim amount up to ₹50 lakh.
  • Within 1 year of insurer's final rejection.
Timeline & Process

How we deliver this engagement

A predictable, paced delivery so you always know what is happening and who is responsible.

  1. 01

    Case review

    Free 15-min review to assess merit and route.

  2. 02

    Insurer representation

    First reply to insurer to exhaust internal remedy.

  3. 03

    Ombudsman filing

    Petition drafted, filed, hearing scheduled.

  4. 04

    Hearing & award

    Representation through mediation; award enforced.

Transparent fees

Cost & pricing

Fixed-fee tiers. Government fees passed through at actuals. Final quote shared in writing before engagement.

Standard

₹11,999

Claim up to ₹5 lakh, petition + mediation.

Most chosen

Premium

₹24,999

Claim up to ₹50 lakh, mediation + personal hearing.

From ₹11,999 — final based on claim size. All taxes extra.

AI + Expert

How SwiftLedger uses AI on this engagement

Software does the repetitive work. A qualified professional signs every output.

Case-law search agent scans the latest GST/IT/CESTAT/HC orders relevant to your matter.

Auto-drafted reply skeleton with case citations — every line reviewed and signed by counsel.

Timeline tracker for limitation periods, hearings and order pronouncements.

Document discovery powered by AI summaries of long orders, returns and contracts.

Who it's for

Right fit if you are…

Health, life or motor claim was rejected

Claim was short-paid without a clear basis

You want resolution without going to a civil court

FAQ

Frequently asked questions

Speak to a SwiftLedger professional today.

Free 15-minute consultation. No obligation.

Book a Consultation