Insurance Ombudsman Petition
Challenge rejected or short-paid insurance claims through the Insurance Ombudsman — IRDAI-compliant, fee-free for you.
Quick Facts
- TurnaroundPetition filed within 7 working days
- DocumentsPolicy, claim form, rejection letter, medical records
- Government feesNil — Ombudsman is free for the complainant
- Professional feeFrom ₹11,999 — final based on claim size
All fees disclosed in writing before engagement.
What's included
- Claim file analysis and rejection ground review
- Pre-petition representation to insurer
- Ombudsman petition drafted with annexures
- Mediation and personal hearing representation
- Award follow-up and enforcement support
Eligibility & requirements
- Your claim was rejected or short-paid.
- Internal grievance with insurer is exhausted (or 30 days lapsed).
- Claim amount up to ₹50 lakh.
- Within 1 year of insurer's final rejection.
How we deliver this engagement
A predictable, paced delivery so you always know what is happening and who is responsible.
- 01
Case review
Free 15-min review to assess merit and route.
- 02
Insurer representation
First reply to insurer to exhaust internal remedy.
- 03
Ombudsman filing
Petition drafted, filed, hearing scheduled.
- 04
Hearing & award
Representation through mediation; award enforced.
Cost & pricing
Fixed-fee tiers. Government fees passed through at actuals. Final quote shared in writing before engagement.
Standard
Claim up to ₹5 lakh, petition + mediation.
Premium
Claim up to ₹50 lakh, mediation + personal hearing.
From ₹11,999 — final based on claim size. All taxes extra.
How SwiftLedger uses AI on this engagement
Software does the repetitive work. A qualified professional signs every output.
Case-law search agent scans the latest GST/IT/CESTAT/HC orders relevant to your matter.
Auto-drafted reply skeleton with case citations — every line reviewed and signed by counsel.
Timeline tracker for limitation periods, hearings and order pronouncements.
Document discovery powered by AI summaries of long orders, returns and contracts.
Right fit if you are…
Health, life or motor claim was rejected
Claim was short-paid without a clear basis
You want resolution without going to a civil court
Frequently asked questions
Related services
Speak to a SwiftLedger professional today.
Free 15-minute consultation. No obligation.
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